Welcome to the second edition of M&A Risk Report, our semiannual commercial insurance newsletter. Our aim is to educate and enlighten you with tips, tactics and wisdom we have learned in our 90 years of providing commercial insurance cover and service to Canadian businesses.

The Inside Job

How Safe is Your Business?

It is no secret that as the economy cools— or enters in and out of recessions—the crime rate heats up. From petty theft and fraud to embezzlement and armed robbery, statistics show that incidences of criminal activity increase during tough times. As insurance brokers, we experience this first hand through the rising frequency and severity of crime claims. Generally, we see three types of crime losses: theft, burglary/robbery and, most notably, employee dishonesty which is the focus of this M&A Risk Report issue...
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Did you know…

• One in every four employees committing workplace crime has been with their company for more than 10 years
• Only one in three of those who have witnessed workplace crime bother to report it
• The U.S. Chamber of Commerce estimates that 75% of all employees steal at least once, and that half of these steal again ...and again. The Chamber also reports that one of every three business failures are the direct result of employee theft.

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The M&A Risk Report is published by Mitchell & Abbott Group, a premiere Insurance Broker, providing Home, Auto, Life Insurance and Commercial Insurance products for large national franchises.

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